Democratizing Property Investment for Everyone
We're on a mission to make property ownership accessible to millions by turning everyday spending into real estate investment.
Built on a Simple Idea
Founded in 2023, Opencube was born from a simple observation: billions in loyalty points expire unused every year while property ownership becomes increasingly out of reach for ordinary people.
We asked ourselves: what if we could turn everyday spending into property investment? What if your rent payments could actually build your wealth instead of just covering costs?
Today, we're building the UK's first property investment debit card, combining fintech innovation with blockchain technology to make home ownership accessible to everyone.

Our Mission
To transform how people build wealth by turning everyday spending into property investment, making home ownership achievable for everyone.
Our Vision
A world where property ownership is accessible to all, regardless of financial background, powered by innovative fintech solutions.
Our Values
Transparency, innovation, and ethical investing. We believe in building wealth that aligns with your values and creates positive social impact.
Meet the Visionaries
Experienced leaders from fintech, blockchain, and property sectors united by a common mission

Ashif Abbas
Founder
Visionary founder with 10 years of experience and expertise in fintech and property technology. Leading the mission to democratize property investment through innovative solutions.

Parvez Khan
Co-founder
Accomplished entrepreneur with over 30 years of experience in managing investments, portfolio strategy, and scaling successful ventures across multiple industries.

Adam Bouze
Co-founder
Investment professional with over 12 years of experience in private equity, investment banking, startup incubation, and strategic investments driving growth and value creation.

Alia Mahmud
Chief Compliance Officer
Compliance expert with over 15 years of experience in fintech, banking, and regtech. Ensuring Opencube maintains the highest standards of regulatory compliance and customer protection.
What Sets Us Apart
FCA Regulated
Fully authorized and regulated by the Financial Conduct Authority for your peace of mind.
Award-Winning Innovation
Recognized by industry leaders for pioneering the intersection of payments and property investment.
100% Ethical
Every investment aligns with your values - no gambling, arms, tobacco, or exploitative industries.